Regulatory Requirement

Grievance Redressal

In accordance with RBI guidelines for digital lending, KrimKar Financial Services Pvt Ltd maintains a robust grievance redressal mechanism for all customers.

Level 1 — Customer Support

Email Support
support@krimkar.com

Response within 24 business hours

Resolution Timeline

7 business days

For standard complaints

What to include in your complaint:

  • Your registered mobile number
  • Loan application or account reference number (if applicable)
  • Detailed description of the issue
  • Supporting documents (screenshots, transaction IDs)

Level 2 — Grievance Officer

If your complaint is not resolved within 7 business days or you are unsatisfied with the resolution, escalate to our Nodal Grievance Officer:

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Grievance Officer

KrimKar Financial Services Pvt Ltd

[Name to be updated upon officer appointment]

grievance@krimkar.com

Response within 7 business days · Resolution within 30 calendar days

As required under RBI Digital Lending Guidelines 2022

Level 2B — Nodal Officer

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Nodal Officer

KrimKar Financial Services Pvt Ltd

[Name and designation to be published upon appointment]

nodal@krimkar.com

The Nodal Officer handles escalations that are not resolved at Level 2 within 30 days, and serves as the point of contact for regulatory correspondence under the RBI Digital Lending Guidelines 2022.

Level 3 — RBI Digital Ombudsman

If your complaint remains unresolved for 30 days after filing with us, or you are dissatisfied with the final resolution, you may approach the RBI Integrated Ombudsman Scheme.

RBI Complaint Management System (cms.rbi.org.in)
Note on Lending Partner: All loan products are offered by KrimKar Financial Services Pvt Ltd in association with RBI-registered NBFC lending partner(s). Complaints relating to the NBFC directly may also be raised with the respective NBFC's grievance officer — details will be provided in your loan agreement and sanction letter.

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