₹50,000 to ₹10,00,000. 6 to 60 months. Salaried or self-employed.
Loan Details
Your purpose shapes the amount range and tenure that works best for you.
Wedding & Events
Celebrate without compromise — and repay at your own pace.
Home Renovation
Fix, upgrade, or redesign your space without draining savings.
Travel
Book the trip now and spread the cost over months.
Education & Certification
Upskill, reskill, or fund a course without touching your savings.
Debt Consolidation
Merge multiple high-interest dues into one affordable EMI.
Other Emergency
Anything urgent — smaller amounts, faster processing.
Your rate improves with every repayment
Your rate moves with your repayment history. Every on-time EMI builds your KrimKar Rate Index score — and lowers your rate on the next loan. Learn how the Rate Index works →
Aadhaar + PAN
KYC via DigiLocker — no physical copies or scanning required.
Salary slip or bank statement
Last 3 months. Fetched via Account Aggregator with your consent — no PDF upload.
Bank account for AA consent
Required for automated bank statement pull under the RBI Account Aggregator framework.
Personal loans are originated and disbursed by RBI-registered NBFC lending partner(s). KrimKar Financial Services Pvt Ltd acts as a Loan Service Provider (LSP) and does not itself lend. All credit decisions are made by the NBFC lending partner. Rates and terms are indicative and subject to change at the time of sanction.
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