Two-Wheeler Finance

Buy your bike today.
Pay at your pace.

New scooter, used motorcycle, delivery bike — KrimKar's two-wheeler loan gets you on the road fast, with financing up to ₹1.5 lakh and tenures up to 48 months.

Loan Details

Loan AmountUp to ₹1,50,000
Tenure12 – 48 months
Interest Ratefrom 14% p.a. (reducing balance) — indicative
Processing Feeup to 2% + GST

Who it's for

First-time buyers
Delivery workers & gig economy
Students (21+)
Upgrading your ride

New or used

New bikes

Finance up to 90% of the on-road price. Covers ex-showroom price, registration, insurance, and accessories.

Used bikes

Bikes up to 5 years old eligible. Finance up to 70% of assessed valuation by our lending partner.

What you need

Aadhaar + PAN

Standard KYC — completed digitally via DigiLocker. No physical copies needed.

Bank statements via AA (no PDF)

Pulled securely through the RBI-licensed Account Aggregator framework with your consent. No uploading or emailing bank PDFs.

Vehicle proforma invoice (new) or RC book (used)

For new bikes, the dealer's proforma invoice. For used bikes, the Registration Certificate (RC book) of the vehicle.

Your rate gets better every time you repay

KrimKar's Rate Index tracks your repayment behaviour. Every on-time EMI moves you up — BRONZE → SILVER → GOLD → PLATINUM — and drops your rate on the next loan by up to 4.5%.

See how rates are calculated →

Two-wheeler loans are originated and disbursed by RBI-registered NBFC lending partner(s). KrimKar Financial Services Pvt Ltd acts as a Loan Service Provider (LSP) and does not itself lend. All credit decisions are made by the NBFC lending partner. Rates and terms are indicative and subject to change. Loan disbursal is at the sole discretion of the lending NBFC.

Ready to ride?

Check your two-wheeler loan rate — soft pull, no CIBIL impact.

Check My Two-Wheeler Loan Rate →

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